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View Full Version : Captial One Secure Credit cards


Pepsi Man
05-12-2008, 09:09 PM
Has anyone actually gotten a "secure credit card" from Capital one. I applied for one and they asked for a $300 security deposit. I have paid this with money orders and now they are claiming to of never got them and that they never been cashed. I sent out a money order on the 14th of April and by the 25th they had cashed it and applied it to my account. I last called today and this what I was told.

I sent another on April 25th and the last on the 29th of April. I sent the last one via express post. I was delivered the next day in the morning. When I talk to Capital one's CSR'S there complete idiots. They tell me you cant send express post to a PO box. I'm like well it said it was delivered so apparently I can..

Should I cancel my account with them and try someone else or wait it out ?? Can I even get my money back with Canada post on the money orders they claimed have been cashed ? I have the sender's copy still.

TelecomZombie
05-12-2008, 09:30 PM
Just got a CC from Capital One with interest charge of Prime + .9%!
This month total interest rate would be 6.6%.

Pepsi Man
05-12-2008, 09:37 PM
Yah well I'm still trying get mine but there dicking me around.

EPVQ30
05-12-2008, 11:32 PM
capital one usa and capital one canada the same entity?

Pepsi Man
05-13-2008, 12:26 AM
capital one canada

Himself™
05-13-2008, 01:39 AM
I've opened up a secure CC with capital 5 years or so ago.
Bunch of fucking idiots, oh they will up your limit and crap like that after a little while, but their interest and misc charges are a fucking crock. I will never use that company again I tell you. There has to be better options out there for a secured cc.

Pepsi Man
05-13-2008, 02:21 AM
I'm gonna try just walking into a bank with $500 and ask for a secure credit card. That is if I can get my money back from the money orders. I cancelled my application with them and there saying I have to wait 120 days for them to get off there lazy ass and refund MY money that I gave them. Fucking moron's.